One roof housing application

One Roof Community Housing is a non-profit organization committed to providing housing services and building and sustaining affordable homes and healthy neighborhoods. We were formed by the merger of Northern Communities Land Trust and Neighborhood Housing Services in 2012.

Our mission and programs serve to make home a better place. That’s why we make it as easy as possible for people in Duluth and the surrounding communities to purchase, renovate, maintain, and keep a home as long as they like.

We offer a range of services including affordable homeownership opportunities, homeownership counseling, home and rental rehab lending & down payment assistance, resources and support for positive tenant landlord relations, and a Tool Lending Library.

One Roof’s Compliant Privacy Policy applies to information gathered by this website, including: information collection, use, and sharing; your access to and control over information; and security.

Our History

In 2011, the boards of Neighborhood Housing Services (founded in 1983) and Northern Communities Land Trust (founded in 1990) voted to merge the two organizations into one. The result was the formation of One Roof Community Housing on January 1, 2012. Together, as One Roof, we bring to the community a combined 50 years of experience in providing housing services and building and sustaining affordable homes and healthy neighborhoods.